Our MissionWhy Special Needs
Planning Matters to us
Murray's daughter is non-verbal and autistic, and that reality shapes how we approach planning for families in similar situations. Special needs planning is not a checkbox on a services list for us. It is personal, and it calls for a real understanding of what is at stake, both financially and emotionally, when a family plans for a loved one who will need support long after the parents are gone. That perspective informs how we structure trusts, coordinate benefits, and talk through the harder questions many families are afraid to ask out loud.
Murray Richardson
Financial Advisor, President
Murray grew up in a small blue-collar community, where hard work, keeping your word, and looking after your neighbors were simply part of life. Those values have stayed with him throughout the nearly two decades as a financial advisor.
A Behavioral Financial Advisor (BFA), Murray has a particular interest in understanding how people make financial decisions and helping clients navigate them with greater confidence and clarity. Naturally curious, he enjoys learning, asking questions, exploring new ideas, and understanding how things work. That curiosity carries into his work as well, particularly his interest in emerging technology and how it can improve the way clients are served.
Outside the office, Murray is a proud father of two and an active member of his community. He serves on the Board of Directors of Bornhava (an organization supporting young children with developmental disabilities), supports his daughter’s current school The Summit Center, and enjoys coaching youth baseball, golfing, playing tennis and pickleball, traveling, and spending time with his family.
For Murray, relationships have always been at the heart of what he does. Many clients are generational, and he considers their trust one of the greatest privileges of his career.
Marissa Schenback
Registered Assistant
Marissa has been an integral part of the HLWM team since 2019 and, in many ways, is the backbone of the office. Holding her Series 6 and SIE registrations, she helps keep the team organized, accountable, and focused on doing what’s right for each client.
Hardworking, courteous, and genuinely kind, Marissa has built relationships with clients that extend well beyond paperwork and account servicing. Over the years, many have come to know her as a trusted resource and familiar voice they can count on when they need help.
Outside the office, Marissa is a proud mom of two boys, and much of her time is happily spent at travel baseball fields and school basketball courts. When she isn't cheering them on, she enjoys traveling, playing pickleball, attending concerts, and spending time with family and friends.
Karrie Boulware
Client Relationship Manager
Karrie has been a part of the HLWM team for the past three years. Karrie enjoys building meaningful relationships with clients and helping make their experience with the firm as smooth and welcoming as possible. She has spearheaded various client events that we’ve held at Salvatore’s, Amici’s, Jazzboline, not to mention our annual client appreciation picnics.
Outside of work, Karrie lives in Kenmore, NY, with her husband and their beloved dog, Romeo. They enjoy traveling, discovering great local restaurants, and catching a show at Shea’s Performing Arts Center. And, of course, Karrie is a huge Buffalo Bills fan and is always happy to talk Bills—especially during football season!